Need an appraisal in Verona or Dane County?

The top 7 reasons why WI homeowners use Clary Appraisal:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge Dane county's assessment of your property
To reduce your mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in Dane county or WI by determining the true market value of property in question

Own a house in or near Verona, WI and need help deciding the price of it?
Contact Clary Appraisal.

At Clary Appraisal, we understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Clary Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Clary Appraisal is experts in helping folks just like you rid yourselves of unwanted PMI insurance.

Challenging a property tax assessment

If you live in a region that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Clary Appraisal is your best weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Clary Appraisal can help you reinstate your home equity line of credit with a professional appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? Clary Appraisal offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Clary Appraisal can help with that too. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.